Pay monthly, without the hard sell
Nobody here earns commission on finance, so we have no reason to steer you towards it. If it suits you, here is exactly how it works and what it costs.
Get your fixed price
Build it online for an instant estimate, then we confirm the fixed figure at the free survey. Finance is only ever quoted against a real, surveyed price.
Soft-search decision
A soft eligibility check tells you what you’d be offered without touching your credit score. It takes a couple of minutes and you can walk away after it.
Choose your term
Terms from 24 to 120 months. Longer terms lower the monthly figure and raise the total interest, so we show you both numbers side by side, not just the small one.
We get paid on completion
The lender pays us in stages as work completes, exactly as a cash customer would. Your payments start the month after your build is signed off.
The questions people actually ask
Do you push finance?
No. Roughly a third of our customers use it and the rest pay by stage. Your project manager has no incentive either way. Nobody here is paid commission on finance.
Will applying affect my credit score?
The initial eligibility check is a soft search, which leaves no mark. Only a full application, after you’ve decided to proceed, involves a hard credit search.
Can I settle early?
Yes, at any time, and the interest is rebated for the remaining term. There are no early-settlement penalties on the products we offer.
Is there a 0% option?
On some smaller projects and shorter terms, yes, typically 12 months interest-free. We’ll tell you if your project qualifies rather than making you ask.
Who is the lender?
We work with a small panel of FCA-regulated consumer lenders who specialise in home improvement. Thicketts Ltd is a credit broker, not a lender.
Thicketts Ltd is a credit broker, not a lender, and works with a limited panel of FCA-authorised lenders. Finance is subject to status, affordability and a credit check. Written quotations available on request. Failing to keep up with repayments may affect your credit rating.